Benefit Design Consultants Statement of Privacy

This document was last updated April 1, 2004

At Benefit Design Consultants, known as BDC herein, we are committed to protecting your privacy and to developing technology that gives you the most powerful and secure online experience.

You can travel through most of our site without giving us any information about yourself. But sometimes we do need information to provide services that you request. This statement of privacy explains data collection and use in those situations.

Please read the complete privacy statement. By using this site, you consent to the data practices described in this statement.

Collecting Information about You, You and/or Your Company, etc.
We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Generally, this information is requested when you are asked to register and/or request information about BDC products and/or services. Personal information collected by BDC is limited to name, phone, address and e-mail address but may include other information when needed to provide a service you, your company, or your employer, etc. requested.

Use of your Personal and Company Information
We use your personal information for these primary purposes:

1. To help you quickly learn how our products and services can/or address your specific
issue(s). 
2. To ensure your requests for more information are acted on promptly and effectively in the manner you choose; and that you don't need to repeat your specific needs and selection criteria to the person who contacts you. 
3.  To help us create and deliver products and services that are most relevant to you. 

BDC will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on BDC or the site; (b) protect and defend the rights or property of BDC, or (c) act in urgent circumstances to protect the personal safety of users of BDC web sites, or the public.

Personally identifiable information collected on this site may be stored and processed in the United States or any other country in which BDC or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country.

Access to your Personal and Company Information
If you provided personal and company information on our public Web site, you may obtain access and provide updates to that data by contacting us by e-mail or postal mail at the addresses listed at the bottom of this statement.

Security of your Personal and Company Information
BDC strictly protects the security of your personal and company information and honors your choices for its intended use. We carefully protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.

Your personal and company information is never shared outside the company without your permission, except under conditions explained above.

Links to Other Web Sites
In some areas, www.benefitdesign.com includes links to other web sites. Note that we do not review the privacy practices of those sites, or guarantee the privacy of information you enter outside of www.benefitdesign.com.

Changes to this Statement
BDC will occasionally update this privacy statement. When we do, we will also revise the "last updated" date at the top of the privacy statement. For material changes to this statement, BDC will notify you by placing prominent notice on the Web site.

Contact Information
BDC welcomes your comments regarding this Statement of Privacy. To request more information about personal data collected, or if you do not want to have the information as described earlier in this Privacy Statement registered with BDC, contact info@benefitdesign.com with your request. If you believe that we have not adhered to this Statement, please contact us by e-mail info@benefitdesign.com, or postal mail, and we will use commercially reasonable efforts to promptly determine and remedy the problem.

Benefit Design Consultants
P.O. Box 690125
Houston, Texas  77269-0125
Telephone:  281.469.5900
Telefax: 281.754.4274
Toll Free: 800. 376.2129