Compensation Disclosure

Our principal remuneration for the placement and service of your insurance policy(ies) is by broker commissions, being a proportion of the premium paid which is allowed to us by the Insurance Company(ies) for placing insurance with them as a broker for the insurance companies, and/or a fee agreed to with you. You should be aware that we may receive additional income from the following sources:

Interest or Investment Income earned on insurance commissions.

Expense Allowances or Reimbursements from Insurance Companies and other vendors for (a) educational and professional development programs, (b) attendance at insurance company meetings and events, all of which we believe enable more efficient service and competitive terms for our clients.

Contingent Commissions (sometimes referred to as profit-sharing) which can be based on profitability, premium volume, and/or growth. If any part of your account is on a fee basis, we will not accept contingent commissions related to your account.

Should any client have questions or desire additional information about remuneration and other income, please contact our office at 281.469.5900 or 800.571.3920 or by email.